📄 Terms of Use

1. Acceptance

By using GelirLab.com (the "Site") you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. What the Calculators Are — and Are Not

The calculators, guides and glossary on the Site are provided for general information and education only. They are not investment, financial, tax, legal or medical advice, and no calculator recommends buying or selling any financial product. Results are estimates based on the figures you enter and on publicly available official data (for example IRS, SSA or CFPB publications) as described on each page and in our Editorial Policy.

3. Accuracy

We work to keep formulas and official figures current and show the source and review date for data-driven tools. Laws, rates and limits change, however, and individual circumstances differ. We make no warranty that any result is complete, accurate or suitable for your situation. Always verify important figures with the official source or a qualified professional before acting.

4. Your Data

Calculations run in your browser; the numbers you enter are not sent to or stored on our servers. How cookies and analytics are used is explained in our Privacy Policy and Cookie Policy.

5. Embedding Our Calculators

You may embed our calculators on your own website free of charge using the embed code provided on each calculator page, as long as the code (including the attribution link) is not altered and the calculator is not presented as your own work or placed on pages with unlawful or misleading content. We may change or withdraw the embed feature at any time.

6. Intellectual Property

The Site's original text, design, code and calculators belong to GelirLab.com. You may not copy, republish or resell them without prior written permission, except for embedding as described above and short quotations with a link to the source page.

7. Advertising and Third-Party Links

The Site may display advertising, including ads served by Google, to remain free. Ads are labeled and kept separate from calculators and do not influence results. Links to third-party websites are provided for convenience; we are not responsible for their content or practices.

8. Limitation of Liability

To the fullest extent permitted by law, GelirLab.com is not liable for any direct or indirect loss arising from the use of, or reliance on, the Site or its results.

9. Changes

We may update these Terms from time to time. The "Last updated" date above shows when they last changed.

10. Contact

Questions about these Terms? Use our contact page or email info@gelirlab.com.